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是否合法：民眾如果有借款需求，務必跟合法機構借才會有保障，避免跟非法當鋪或地下錢莊打交道，以免衍生後續的麻煩與安全問題。Her study indicates that a divorce amongst households that are generally envisioned to get stable—wealthy, nicely-educated, very well-prepared—is more of the disrupti